For consumption below 300 yuan, the cardholder does not need to insert the card, do not need to enter the password, do not need to sign the confirmation, only use the bank card in the POS machine "flash payment" sensor area to wave, you can complete the payment, this is a small exemption sign. Recently, China UnionPay data shows that as of September 1, more than 200 commercial banks in China have fully opened the small exemption and exemption of debit cards and credit cards.
What kind of convenience does the small-value secret-free visa-free service bring to the public? Will there be risks? What if the card is stolen and stolen? The reporter conducted an interview for this.
â— How to open a small amount of confidential exemption?
Recently, Mr. Zhang was eating at a restaurant. When he checked out, he took out the bank card. The hotel cashier would wave the card in the “flash payment†sensor area of ​​the pos machine and say “goodâ€. The whole process is only a few seconds, no need to insert the card, no need to enter the password, no need to sign the confirmation, or even the connection is not used, the account will be closed, this is a small amount of confidential exemption, also called "flash payment."
The UnionPay card is small and free of charge. The single transaction amount within the territory is less than 300 yuan. Each bank has a daily maximum transaction amount per card for this function. If the transaction limit is exceeded, the cardholder needs to input through the normal card. Complete the transaction by password. At present, most of the banks in our city default to the function for customers.
â— Why do you want to introduce a small exemption visa?
Ms. Wang, a citizen, asked: "Card, password, signature confirmation, everyone is used to this process when using a bank card, why should we introduce a small exemption visa?"
According to industry insiders, compared with the traditional payment method, the small amount of confidential exemption is faster. In addition, payment methods such as Alipay and WeChat have attracted many users with their convenience, which has also prompted banks to enhance the user experience.
â— Is it safe to use a small amount of confidentiality?
The reporter learned that all merchants that support small exemption and exemption are strictly screened. For merchants with unstable operation and low credibility, the bank will not open a small exemption visa-free service for them. At the time of the transaction, UnionPay and the issuing bank will use the background for real-time risk monitoring. After the system monitors the transaction characteristics and identifies the suspicious transactions, the authorization will be suspended immediately.
â— If the bank card is close to the POS machine, will the money be accidentally taken away?
Although "flash payment" can save payment time, some citizens have no worries to say: "The connection is not necessary. You can transfer the money by swiping the bank card. When I line up, if the card is away from the POS machine. Nearly, will money be accidentally taken away?"
The reporter learned that UnionPay “flash payment†will only be detected when the merchant initiates the transaction and the bank card is close to the POS machine within 10 cm. Basically, there will be no situation where the card is removed. Therefore, citizens do not have to worry when waiting in line or passing by a POS machine with "flash payment".
â— Will the bank card be stolen after it is lost?
Since there is no need to enter a password and no signature is required, the risk of stolen brushing exists. If the public finds that their bank card is missing, they need to contact the issuing bank as soon as possible to report the loss.
â—What should I do if my bank card is stolen?
At present, China UnionPay and various commercial banks provide cardholders with 72 hours of lost card security services. For the small-scale secret-free and visa-free transactions that occurred within 72 hours before the loss report, the cardholder can contact the issuing bank customer service after the loss report and file a claim for payment.
â—What if I don't want to open this function?
If the public does not want to activate the function, they can inform the staff when they are working. If you have already done the card, you can turn it off through the counter, bank hotline, mobile banking, online banking and other channels. Of course, the public can also set a secret amount according to their actual situation.
Poly l lactic acid is a synthetic Dermal Filler that is injected into your face, causing your body's own production of collagen. This type of dermal filler is known as a stimulator. This non-toxic, biodegradable substance has been used for more than 40 years as suture material.
As we age, the fat, muscles, bone, and skin in our face begins to thin. This loss of volume leads to either a sunken or sagging appearance of the face. Injectable poly-l-lactic acid is used to create structure, framework, and volume to the face. PLLA is known as a bio-stimulatory dermal filler, this means it stimulates your own skin to produce new collagen. Over time your skin breaks down PLLA into water and carbon dioxide. The effects of PLLA appear gradually over a few months, producing natural results.
What should first be done before considering injectable poly-l-lactic acid?
First, an dermatologist will review the patient`s medical history and examine the condition to be treated. Areas to be treated should be kept clean. If there is a skin infection, then treatment needs to be postponed until it resolves. Patients who take blood thinners (such as aspirin, ibuprofen, certain herbal medications) should stop them two weeks prior to injection with the approval of their prescribing doctor.
Your doctor will evaluate the areas of your face needing improvement in structure and/or volume. Topical or injection numbing medication may be used for added comfort prior to your procedure. For additional patient comfort lidocaine, an anesthetic, is mixed with PLLA prior to the treatment. Using a syringe, poly-l-lactic acid is injected into the hollow areas of your face and/or areas requiring improved structure. Multiple treatment sessions with PLLA are needed which are often spaced at one month intervals. The effects of PLLA typically last up to 24 months. After that, additional injections are required to maintain the effect.
Is injectable poly-l-lactic acid painful?
Topical numbing agents or anesthetic injections are sometimes applied to ease discomfort. Also, lidocaine is commonly added to PLLA for improved patient comfort. Before and following treatment, ice may be given to ease discomfort and swelling. Patients are encourage to massage the treatment areas for the first 5 days, 5 times a day, for 5 minutes each. We call this the 5-5-5 rule.
What can I expect after having had PLLA?
PLLA fillers are temporary, lasting up to two years, depending on the patient. Most patients require maintenance treatments to achieve the best results.
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